Service Terms & Privacy Notice

1. Introduction

Apex Ledger Funding, also presented to Chinese-speaking users as Dianfeng Funding, operates a simulated proprietary trading account platform that provides evaluation accounts, direct funded-style simulated accounts, a browser-based trading terminal, account dashboards, rule tracking, payment workflows, payout request workflows, administrative review tools, password reset tools, and customer account records. These Service Terms and Privacy Notice govern the use of the website, trading room, trade terminal, checkout pages, payment submission tools, payout request pages, account dashboards, administrative workflows, email notifications, KYC collection screens, and every related product surface operated under the Apex Ledger Funding brand.

By accessing the website, creating an account, purchasing an evaluation account, purchasing a direct funded account, using the trading terminal, submitting a payment reference, requesting a payout, uploading identity documents, contacting support, or otherwise using the platform, the user agrees to these terms. If the user does not agree, the user must stop using the platform and must not purchase, trade, submit documents, or request payouts.

The platform is built around simulated trading. It is not a securities broker, futures commission merchant, introducing broker, investment adviser, fund manager, bank, payment institution, custodian, exchange, clearing firm, or regulated financial service provider. The platform does not provide investment advice, portfolio management, discretionary trading, brokerage execution, custody of client trading capital, or access to real-money exchange accounts. All trading activity shown inside the trading terminal is simulated for account evaluation, rule tracking, educational review, and platform competition purposes.

2. Platform Description

The website includes a public homepage, account plan section, rule center, checkout page, USDT payment page, user trading room, payout page, administrative dashboard, password reset flow, email verification tools, and a browser trading terminal. The public website describes account types, pricing, evaluation rules, direct funded account rules, profit split, payout conditions, supported payout methods, general risk controls, contract specifications, trader feedback, and service information.

The trading room displays the user's registered profile, activated accounts, account status, current profit or loss, account balance, distance to maximum loss, target progress, qualifying profit days, consistency usage, available payout amount, orders, payout history, account detail views, and links to the trading terminal. The account detail page includes calendar-style trading-day records, daily profit and loss, gross profit, loss-limit information, consistency usage, qualifying profit-day requirements, and the account's current operational state.

The trade terminal provides simulated market charts, account selection, symbol selection, market order entry, limit order entry, stop order entry, lot-size controls, take-profit and stop-loss controls, chart overlays, indicators, open positions, pending orders, execution history, account statistics, one-click close functions, drag-based risk controls, sound feedback, and simulated real-time price updates. Market data is used to power the simulated environment, but the platform does not guarantee that every displayed tick, candle, spread, or indicator value will match any particular exchange, liquidity venue, broker, or data vendor at every moment.

The administrative dashboard allows authorized operators to view users, orders, payout requests, payment references, account records, and status fields. Administrative actions include confirming payment status, activating accounts, reviewing payout requests, changing payout status, and monitoring operational records. Administrative access is restricted and must not be attempted by ordinary users.

3. Account Types

Apex Ledger Funding offers evaluation accounts and direct funded accounts. Evaluation accounts require the trader to complete an evaluation phase before the account becomes a funded-style account. Direct funded accounts begin in funded status immediately after payment activation, but they use stricter payout qualification rules. Both account categories are simulated account products and do not create a brokerage relationship, employment relationship, partnership, investment contract, custody arrangement, or entitlement to trade real capital directly.

Evaluation account sizes include 25K, 50K, and 100K. The 25K evaluation account price is 75 USD, the 50K evaluation account price is 100 USD, and the 100K evaluation account price is 170 USD. Evaluation accounts have profit targets of 1,250 USD for 25K, 2,500 USD for 50K, and 5,000 USD for 100K. Evaluation maximum loss limits are 1,000 USD for 25K, 2,000 USD for 50K, and 4,000 USD for 100K. Evaluation accounts have no daily drawdown rule during the evaluation phase and no consistency rule during the evaluation phase. A reset fee may apply when a user chooses to retry after an account breach.

After an evaluation account passes the evaluation phase, the platform resets the account into funded status according to the platform's funded-account workflow. The funded version of an evaluation account uses the same account size and maximum loss structure, but payout rules, start-line rules, profit-day rules, consistency rules, and funded guard rules apply. The 25K funded account start line is 26,100 USD, the 50K funded account start line is 52,200 USD, and the 100K funded account start line is 104,400 USD. Profits above the applicable start line may be considered for payout only after all additional payout requirements are met.

Direct funded account sizes include 25K, 50K, and 100K. The 25K direct funded account price is 270 USD, the 50K direct funded account price is 390 USD, and the 100K direct funded account price is 510 USD. Direct funded accounts do not use a start line. For direct funded accounts, profits above the initial account size may be considered for payout only after the account satisfies the direct funded payout conditions, including seven qualifying profit days, no breach of maximum loss, and the applicable consistency requirement.

The first payout range for the 25K direct funded account is 500 USD to 750 USD. The first payout range for the 50K direct funded account is 1,000 USD to 1,500 USD. The first payout range for the 100K direct funded account is 1,500 USD to 3,000 USD. These payout ranges are not guarantees. They are limits applied after the platform confirms account eligibility, profit availability, risk review, identity review where required, and payout method availability.

4. Evaluation Rules

Evaluation accounts are designed to test whether the trader can reach the required profit target without breaching the maximum loss limit. During the evaluation phase, the trader must reach the profit target for the selected account size. The trader must not breach maximum loss. The evaluation phase has no daily drawdown rule. The evaluation phase has no consistency rule. The evaluation phase has no activation fee after passing.

The 25K evaluation account requires a target profit of 1,250 USD and has a maximum loss of 1,000 USD. The 50K evaluation account requires a target profit of 2,500 USD and has a maximum loss of 2,000 USD. The 100K evaluation account requires a target profit of 5,000 USD and has a maximum loss of 4,000 USD. The platform may calculate profit, loss, balance, equity, open position exposure, closed trade records, fees, and rule status according to its internal simulated trading ledger.

A trader passes the evaluation only when the platform records that the target is met, maximum loss has not been breached, required trading-day rules are met where applicable, prohibited conduct has not been detected, and the account is otherwise in good standing. The platform may delay promotion, review the account, reject the pass, or terminate the account if it identifies manipulation, abuse, identity mismatch, exploitation, payment irregularity, abnormal trading, or other conduct inconsistent with these terms.

5. Funded Rules For Evaluation Accounts

When an evaluation account becomes funded, the funded account is subject to payout and risk rules. The trader keeps 90% of eligible trading profit, and Apex Ledger Funding retains 10%. This 90/10 split applies only to eligible, approved, and payable profit after all rules, fees, payout limits, identity requirements, risk review requirements, and operational requirements have been satisfied.

Funded accounts created from evaluation accounts use a start-line concept. The start line is a buffer above the initial account size. For 25K, the start line is 26,100 USD. For 50K, the start line is 52,200 USD. For 100K, the start line is 104,400 USD. Profits below the start line do not count as formally withdrawable profit. Only profit above the applicable start line is considered for payout calculation, and even then, payout is available only if every other payout condition is met.

Funded accounts require qualifying profit days. A qualifying profit day is a trading day with profit at or above the minimum required amount for that account rule set. For evaluation-funded accounts, the default qualifying profit-day threshold is 50 USD unless a stricter written rule is shown in the trading room or rule center. At least five qualifying profit days are required before a payout can be requested from an evaluation-funded account.

Funded accounts created from evaluation accounts use a 40% consistency rule. Consistency means the largest single profit day cannot exceed the allowed percentage of total positive profit. For a 40% consistency rule, if the account has 1,000 USD of total positive profit across qualifying activity, the largest profit day must not exceed 400 USD. The rule is intended to prevent a payout from being based mainly on one oversized trading day.

For 50K and 100K funded accounts, the platform applies a 60% peak-day funded guard. The 60% peak-day guard means the best trading day must not represent more than 60% of total profit during the relevant funded measurement period. The 25K funded account does not use the same daily drawdown structure and is described separately in the rule center. Maximum loss remains active for all funded accounts.

6. Direct Funded Rules

Direct funded accounts skip the evaluation phase and begin in funded status after payment activation. Direct funded accounts are subject to stricter payout conditions because they do not require the user to pass the evaluation phase first. A direct funded account is not exempt from maximum loss, consistency, profit-day requirements, identity review, payment review, or prohibited conduct review.

Direct funded accounts do not use a start line. For direct funded accounts, profit above the initial account size may be considered for payout after all direct funded payout rules are satisfied. The absence of a start line does not mean payout is automatic. The account must remain above the maximum loss threshold, must not be breached, must meet the required number of qualifying profit days, must meet the consistency rule, must have enough available profit, and must pass risk review.

Direct funded accounts require seven qualifying profit days. The seven days may be any seven trading days recorded by the platform, provided each day reaches the minimum profit threshold for that account size and the account does not breach maximum loss. For direct 25K, a qualifying profit day requires at least 100 USD of profit. For direct 50K, a qualifying profit day requires at least 150 USD of profit. For direct 100K, a qualifying profit day requires at least 200 USD of profit.

Direct funded accounts use a 15% consistency rule. Consistency means the largest profit day cannot exceed the stated percentage of total profit. For a 15% consistency rule, if total positive profit is 2,000 USD, the largest single profit day must not exceed 300 USD. If one day is too large relative to the total profit, the trader may need additional qualifying profitable days or additional distributed profit before becoming payout eligible.

The 25K direct funded first payout range is 500 USD to 750 USD. The 50K direct funded first payout range is 1,000 USD to 1,500 USD. The 100K direct funded first payout range is 1,500 USD to 3,000 USD. Payout ranges are maximum operational limits, not guaranteed amounts. A trader cannot request more than the account's available payout amount, cannot request below the applicable minimum, and cannot request an amount that violates maximum payout rules.

7. Trading Terminal And Simulated Execution

The trading terminal is a browser-based simulated trading interface. It includes charts, symbol selection, timeframes, indicators, drawing tools, order entry, account selection, position display, open order display, execution history, account statistics, take-profit and stop-loss controls, and simulated real-time account updates. The terminal is intended to create a realistic trading workflow while remaining a simulated environment.

Users can place simulated market orders, limit orders, and stop orders. A market order is intended to execute near the current displayed price. A limit order is intended to execute when the displayed market reaches the limit price according to the platform's order logic. A stop order is intended to trigger when the displayed market reaches the stop price according to the platform's order logic. The platform may reject, adjust, cancel, or fail to execute an order if the account is breached, the account is inactive, the requested lots exceed the allowed limits, a price is invalid, a rule is violated, market data is unavailable, or the order conflicts with platform controls.

The platform supports simulated take-profit and stop-loss functions. Users may set take-profit and stop-loss before placing an order or may adjust protective levels after a position exists. The displayed profit and loss around chart labels is for decision support and may differ from final account ledger values because final ledgers may include fees, rounding, spread assumptions, execution logic, risk controls, or other calculations.

Each simulated trade may include fees. The platform may charge simulated fees per lot on opening and closing activity. The account ledger may show gross profit, fees, net profit, realized profit, unrealized profit, and execution records. The user must review the trading room and execution history for the account's current status.

All symbols have contract specifications. One lot does not mean the same underlying quantity for every symbol. BTCUSD, ETHUSD, SOLUSD, XAUUSD, XAGUSD, CLUSD, QQQUSD, SPYUSD, DIAUSD, SPXUSD, NVDAUSD, AAPLUSD, MSFTUSD, TSLAUSD, METAUSD, GOOGLUSD, AMZNUSD, NFLXUSD, AMDUSD, and MSTRUSD may each have different simulated quantity mappings. The rule center displays the current contract specifications. Users are responsible for understanding lot size before trading.

8. Maximum Loss, Breach, And Account Status

Every account has a maximum loss limit. If the account balance, equity, or platform-defined account value reaches or falls below the maximum loss threshold, the account may be marked as breached. A breached account is no longer eligible for trading or payout. The trading terminal may reject new orders for a breached account, and the trading room may show the account with a breached status.

Account statuses include active, funded, breached, pending payment, waiting for payment confirmation, reviewing transaction, paid and active, cancelled, submitted payout, approved payout, paid payout, rejected payout, and other operational states shown in the dashboard or administrative tools. A status shown in the user interface is an operational indicator and does not waive platform rights to review or correct account records.

If the platform detects that an account breached a rule but the user interface did not immediately update, the platform may correct the account status retroactively. A delay in displaying a breach does not create payout eligibility. Users must manage risk as if rules are continuously active.

9. Payments

The checkout page displays account size, account type, price, user profile fields, and supported payment methods. USDT payment instructions include chain selection, payment amount, wallet address, and transaction submission fields. BEP20, TRC20, and ERC20 may be supported according to the payment page. The user must send the exact amount to the displayed address on the selected chain and must submit a valid transaction hash when requested.

The platform records payment status as pending payment, waiting for chain transfer, reviewing transaction, paid and active, or cancelled. Payment confirmation may be automatic, manual, or both. An account is not active until the platform marks the order as paid and active. Submitting a transaction hash does not guarantee activation. The platform may reject or delay activation if the amount is wrong, the chain is wrong, the transaction cannot be verified, the transaction appears suspicious, the payment source is blocked, or the user information is inconsistent.

Users are responsible for network fees, exchange withdrawal fees, wrong-chain transfers, underpayments, overpayments, duplicate payments, memo mistakes, address mistakes, and third-party wallet issues. The platform may be unable to recover funds sent to the wrong chain, wrong address, unsupported asset, unsupported network, or incorrect amount. The platform may require additional documentation before activating an account after an irregular payment.

10. Payouts

The payout page allows eligible users to select an account and choose a payout method. USDT payout requires chain selection and a valid wallet address. Alipay and WeChat payout methods require KYC and detailed identity information. Payout requests may require name, phone number, country, identity document type, passport number or identity number, residential address, date of birth, payout account information, uploaded document images, proof of address, and any additional information required by risk review.

A payout request is not approved merely because the request form is submitted. The platform reviews account status, available profit, minimum payout amount, maximum payout amount, first payout range, consistency, qualifying profit days, maximum loss status, trading behavior, identity information, payment history, account ownership, payout method, wallet address, prohibited conduct indicators, and operational availability.

USDT payouts are generally the fastest payout method because they can be reviewed against wallet information and account rules. Local payout methods such as Alipay and WeChat require additional identity checks and payout account consistency checks. The platform may reject local payout requests if the user does not complete KYC, the payout account name does not match the user's identity, the documents are unclear, the jurisdiction is unsupported, or risk review identifies an issue.

Payout requests may be submitted, approved, paid, rejected, delayed, cancelled, or returned for more information. A payout marked as approved may still be subject to operational processing. A payout marked as paid means the platform has recorded the payout as paid according to its internal ledger. Third-party payment network delays, wallet delays, bank delays, or local payment delays are outside the platform's direct control.

11. KYC And Identity Verification

The platform may require KYC before payout, after suspicious activity, before local payout, after a payment mismatch, after an account ownership concern, or whenever required for risk review. KYC information may include full legal name, email address, phone number, date of birth, nationality, country of residence, residential address, postal code, passport number, national identity number, driver's license number, tax identification number, payment account name, wallet address, proof of address, identity document images, selfie verification, source of funds information, and support communications.

Users must provide accurate, complete, current, and authentic identity information. Fake documents, edited documents, mismatched names, account rental, account resale, identity sharing, or using another person's payment or payout account may result in account closure, payout rejection, permanent ban, and retention of records for compliance and fraud-prevention purposes.

12. Prohibited Conduct

Prohibited conduct includes latency arbitrage, quote manipulation, exploiting stale prices, exploiting delayed data, exploiting software bugs, server abuse, automated request abuse, reverse hedging across accounts, coordinated account abuse, copy-trading abuse, account sharing, account resale, identity mismatch, payment fraud, chargeback abuse, false KYC, document forgery, attempts to bypass maximum loss limits, attempts to bypass lot limits, attempts to bypass payout rules, attempts to manipulate consistency, exploiting market data gaps, using multiple accounts to create artificial risk-free exposure, or any behavior that undermines the purpose of the simulated evaluation.

The platform may review trading patterns, timestamps, order types, symbol selection, IP information, device information, account links, payment records, payout addresses, browser metadata, and administrative notes to detect prohibited conduct. The platform may cancel orders, remove profits, reject payouts, suspend accounts, close accounts, refuse future purchases, or require additional verification when prohibited conduct is suspected or confirmed.

13. User Responsibilities

Users are responsible for reading all rules before purchase and before trading. Users must understand account size, maximum loss, target, profit-day requirements, consistency, start-line rules, direct funded rules, payout ranges, lot sizes, trading fees, symbol behavior, order types, and payout method requirements. Users must keep login credentials confidential, maintain secure devices, use accurate contact information, review dashboard data, and report errors promptly.

Users must not rely on marketing text alone. The trading room, rule center, checkout page, and account detail page contain operational rules. If a user does not understand a rule, the user should not trade until the rule is understood. Continuing to trade after uncertainty means the user accepts the risk of misunderstanding the rule.

14. Privacy Notice

The platform collects information needed to operate accounts, process orders, maintain security, review risk, provide customer support, send email verification codes, process password resets, review payouts, conduct KYC, improve service quality, and maintain administrative records. Collected information may include name, email, password hash, country, trading experience, order records, payment method, payment chain, transaction hash, account ID, account status, trading history, positions, orders, executions, payout requests, wallet addresses, payout method details, KYC data, uploaded files, IP address, device information, browser metadata, timestamps, support messages, and administrative notes.

The platform uses personal information to create and manage accounts, authenticate users, reset passwords, send account emails, activate purchases, display dashboards, calculate trading rules, process payout requests, conduct risk review, detect prohibited conduct, prevent fraud, comply with operational obligations, respond to user requests, maintain security, debug issues, improve product design, and maintain financial and accounting records.

The platform may share information with hosting providers, database providers, email providers, analytics providers, security providers, payment processors, payout partners, KYC vendors, cloud storage providers, legal advisers, accountants, fraud-prevention vendors, and government or regulatory authorities when required or appropriate. The platform does not sell personal information as a standalone product.

15. Data Storage And Security

Data may be stored in cloud databases, hosting environments, administrative systems, email systems, logging tools, storage buckets, and backup systems. The platform uses reasonable technical and organizational measures to protect information, including access controls, service-role credentials, password hashing, administrative authentication, HTTPS hosting, and separation between public user views and administrative tools.

No internet service can guarantee perfect security. Users acknowledge that outages, bugs, unauthorized access, provider incidents, browser compromise, device compromise, phishing, network issues, and software defects can occur. Users must maintain secure email accounts, secure wallets, secure passwords, and secure devices.

16. Data Retention

The platform retains user information for as long as needed to operate accounts, provide services, review disputes, process payouts, maintain tax or accounting records, detect fraud, enforce rules, comply with legal obligations, and preserve evidence of account activity. Trading records, payout records, payment records, KYC records, and administrative review records may be retained after account closure when needed for risk, fraud, compliance, accounting, or dispute purposes.

17. Emails And Communications

The platform may send password reset codes, account notices, payment notices, payout notices, security notices, support replies, and operational messages by email. Users are responsible for keeping their email address accessible and secure. A password reset code sent to the registered email may allow account access changes, so the user must protect the email account carefully.

18. Availability And Changes

The platform may update features, pricing, rules, account structures, payout ranges, symbol lists, contract sizes, indicators, chart tools, data sources, payment methods, KYC requirements, administrative workflows, and security controls. Updates may apply to new accounts, existing accounts, or both, depending on operational needs and fairness considerations. The platform may also suspend service for maintenance, security, provider outages, or emergency fixes.

Continued use after changes are posted or applied means the user accepts the updated terms and rules. If a change materially affects a user's account, the platform may provide notice through the website, dashboard, email, or support communication when practical.

19. Disclaimers

The platform is provided on an "as is" and "as available" basis. The platform does not guarantee uninterrupted access, exact market data, perfect order simulation, guaranteed payout, guaranteed pass, guaranteed profitability, guaranteed account continuation, or compatibility with every browser, device, wallet, payment provider, or jurisdiction. Simulated performance does not guarantee real trading performance.

Nothing on the website is financial advice, investment advice, trading advice, tax advice, legal advice, or a recommendation to buy, sell, hold, or trade any instrument. Users make their own trading decisions and accept the risk of losses, account breach, payout ineligibility, and rule violations.

20. Limitation Of Liability

To the maximum extent permitted by law, Apex Ledger Funding is not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost opportunity, lost data, loss of goodwill, trading losses, payout delays, payment network errors, wallet errors, user mistakes, third-party outages, market data errors, browser issues, device compromise, or losses arising from use of or inability to use the platform.

The user's sole remedy for dissatisfaction with the service is to stop using the platform. Any monetary liability, if not excluded by law, is limited to the amount paid by the user for the specific account giving rise to the claim during the relevant transaction period.

21. Termination

The platform may suspend, restrict, or terminate an account when the user breaches these terms, violates trading rules, submits false information, engages in prohibited conduct, creates risk for the platform, abuses support, threatens staff, attempts unauthorized access, or creates legal, payment, or security concerns. The platform may also refuse future purchases from users associated with terminated accounts.

22. Governing Language

The website may display Chinese and English content. The English Service Terms and Privacy Notice are intended to serve as the formal legal text. Chinese content is provided for user understanding and product usability. If there is a conflict between translated marketing text and these terms, these terms and the account-specific rule records control.

23. Contact And Support

Users may contact support through the platform's available support channels. When contacting support, users should provide the registered email, account ID, order ID, payout ID, transaction hash, screenshot, and a clear description of the issue. Support may require additional verification before discussing account details.